There is a huge online debate on the subject of trouble acquiring car insurance whilst having points on a licence. Many drivers have found they are having to pay more to insure their cars due to the penalties they have received in the past. In fact, if someone has 3 or more points on their licence, they are looking at having to pay an average of 30% more than someone with a clean licence and no points.
The Highway Code was originally created in 1930. The foundations of the Highway Code are essential to everyone in society. It was not designed just for drivers, in fact, the most vulnerable road users are; children and other pedestrians, the elderly, cyclists, motorcyclists and horse riders. It is fundamental that anyone who falls into the above categories including drivers are fully aware of the relevance of the Highway Code.
According to UK road traffic laws, the term dangerous driving and the associated driving offences fall into two distinct categories. In one sense, anyone at the wheel of a vehicle can be considered a dangerous driver if their ability to drive safely falls well below the standards which are set by road traffic laws.
There are three offences outlined in UK criminal law that relate to dangerous driving; careless and inconsiderate driving, dangerous driving and causing death by dangerous driving. They represent different levels of seriousness and therefore have different punishments attached to them.
It remains a fact that, despite the strict road traffic laws that exist to prevent such incidents, drink-driving-related accidents are an extremely common problem. Every year in the UK over 3,000 people are either hurt or killed in road traffic accidents which are caused by driving under the influence of alcohol. If you are charged for a drink-driving offence, or become involved in an alcohol-related crash, the penalties can be severe.
Drink driving is a serious criminal offence and is seen as highly socially unacceptable in the UK. The legal limit for drink driving in the UK is measured in blood alcohol content (BAC), currently it stands at 35 micrograms per 100ml of breath, 80 milligrams per 100ml of blood or 107 milligrams per 100ml of urine.
Car Insurance premiums are typically calculated based on risk, and any drivers who violate road traffic laws will typically be subjected to points on their license, which will then unavoidably result in more expensive insurance premiums.
Speeding is one of the most common offences under road traffic law. Despite roads being heavily signposted with varying speed limits, cameras in place and various different police speeding operations in place to stop speeding, individuals continue to do so and continue to get caught.
A road traffic accident can be a difficult thing though which to go. Even a light bumper to bumper shunt can be quite a traumatising experience. Under such circumstances, it is common to consider making a road traffic accident claim, especially if the fault was down to someone else's negligent driving.
In December 2003, it became illegal to use a mobile phone whilst driving. It was proven that using a mobile phone and driven was a serious distraction and heavily increases the chance of a collision or accident on the road. It has been proven that drivers who are using mobile phones may harm and kill.
Driving with no insurance is a criminal offence in the UK. Anyone driving a vehicle in a public place in the UK must have an insurance policy in place which at least covers third party damages should you be involved in a traffic accident.
In accordance with the road traffic act of 1998, it is a legal requirement in the UK that all drivers are covered by some form of insurance policy. These laws are strictly upheld by officials, and the penalties that drivers face for being on the road with no insurance can cost well into the thousands of pounds as well an automatic six to eight points on their license.
Personal injury claims are frequently common amongst drivers who have suffered as a result of car accidents through no fault of their own. Road traffic laws exist in order to protect motorists from any potential accidents, unfortunately however, such incidents remain common throughout the UK.
A high percentage of personal injury claims occur as the result of road traffic accidents, it’s possible for anyone who is injured in a road accident which they did not cause to claim compensation for the pain and suffering they are put through as well as other costs incurred as a result of it,
Road traffic laws, alongside the highway code, regulate all actions of drivers. These laws cover driving whilst under the influence, dangerous driving, driving without insurance, motor accidents, driving whilst banned and most relevant to this article, driving whilst using a mobile phone, or more importantly ‘hand held’ mobile phone.
The Road Traffic Acts were put in place to regulate the use of vehicles and also to control the behaviour of the drivers using the road. The original statute that decided the law was the Road Traffic Act 1988. There have of course been many changes on the roads since then and appropriate revisions have been made. The most recent being The Road Safety Act 2006.
Due to the wide variety of road incidents that take place throughout the UK, solicitors specialising in road traffic law are often required by motorists to provide legal advice on everything from personal injury insurance claims to driving incidents and offences.
The road can be a dangerous place; there are an endless amount of offences that can be committed or inconveniences caused by someone behind the wheel of a car. Road traffic solicitors provide valuable services in ensuring that legal issues which arise from driving incidents can be quickly dealt with, causing as little damage and loss to those involved as possible.
Speeding laws have been put in place for a reason. That reason is to avoid any accidents on the road and save lives. In recent years, excessive speeding has been recorded in a whopping 26% of fatal crashes in the UK. The speed limit does depend on the type of vehicle but all drivers are responsible for being aware of the local speed limits and adhering to the laws.
Considering the number of cars that are on the roads today, it is essential that road traffic law and its array of areas in which law is required to regulate the drivers actions is in place. Without such regulation drivers would be in somewhat of a free for all.
The Highway Code is the official guide for all road users in Great Britain. There are 307 different rules of the road that users are to adhere to. It is in place to give a guide on how to drive safely to protect both the driver and others around them.