Hiring Goods
The laws of hired goods
Just as when buying goods or services, there is also legislation that tries to help the consumer to get a fair deal when they enter into any form of hiring arrangement. This too is covered by the Supply of Goods & Services Act.
You are entitled to expect that goods that are hired will be
- as described
- of satisfactory quality
- fit for their purpose
You have exactly the same rights with respect to hired goods that don't meet these expectations as for goods that you buy, so if they are faulty, you may have the right to a refund, repair, replacement or reduction in the price.
This covers both straight hiring of goods, for example hiring a sanding machine for a few days so that you can sand your floorboards, as well as a hire purchase arrangement, which is often used when you buy a car, for example.
Hire purchase
There are actually three parties involved in a HP contract. If you decide to buy a car on hire purchase, the garage actually sells the car to the finance company, who as the legal owner then agrees to hire the car to you. You will have an option to buy the car at the end of the agreement, but you will not become the owner until the last payment has been made. Until you have made your last payment, you will also need the permission of the finance company to sell the vehicle. Any faults that occur will be the responsibility of both the finance company and the garage, and you can refer your complaint to either of them.
Short term hire
Short term hire agreements do not need to be in writing, but most professional hire firms will only hire items to you under their terms and conditions, which will be in a written contract. Once again you should read the contract before you sign it. Check your responsibilities and liabilities. The goods you are hiring belong to someone else, and therefore if you damage them you may be liable to the hirer. Normal wear and tear is OK, but anything beyond that and you may end up paying for the damage.
Long term hire
Longer hire agreements, which must be for more than 3 agreed payments, must be in writing, under the Consumer Credit Act. The agreement needs to be signed by both parties and you should be given a copy. If you signed it at home then you may have cancellation rights as you do with other forms of credit arrangement. Also you cannot usually be made to sign up for a period which exceeds 18 months without being given the chance to end the agreement by giving reasonable notice.
All about the Sale of Goods Act
The Sale of Goods Act 1979 is an important piece of consumer legislation; it governs all sale agreements which take place in the UK and outlines regulations that must be adhered to and obligations present on both sides of a sale.
How to make consumer complaints
Companies have set procedures for dealing with consumer complaints. Anyone who has suffered due to defective products or poor service from a professional organisation deserves their money back or another form of redress.
Enforcing your consumer rights through a solicitor
Solicitors specialising in consumer rights offer a valuable set of services in protecting the public from unscrupulous or irresponsible businesses out to get their money.