Investments

How to invest money

Finding the type of saving that suits you can be a daunting process. A way to ease this burden is to get in contact with a financial advisor.

While it is now accepted that we should all be saving towards our retirement, there is an increasing need to save for expenditures in the short term, such as your child’s education. The basic way that most people save for retirement is with a pension; however, there are many other options that you can use to save for the future. One option is to make investments which can generate an extra income and as a result be able to save more for the future.

Direct investments

There are two main types of investment available in the UK. These are direct investments, such as stocks and shares, and collective investment schemes.

In the UK, the most common types of direct investment used are stocks, bonds and gilts. A successful investment in shares is dependent on the value of the company’s assets that you are buying the shares from. If people sell their shares, the overall price will fall; if people buy shares, then their price will rise.

Does the Financial Services Authority work?

The Financial Services Authority (FSA) is the financial regulator of financial services in the UK and set rules for companies to follow.

Find out more about the Financial Services and Market Act

The Financial Services and Market Act 2000 is responsible for a number of important changes within the field of financial services and regulation.

Get professional financial advice today

Most financial advice is common sense for most people - don’t spend more than you are making - but the world of finance can be more complex.