More Mortgage Advice

Independent Financial Advice on mortgages

Current account and offset mortgages

A current account or offset mortgage enables you to manage all your finances from a single account. The interest that you receive on any savings is used to reduce the amount that you owe on your mortgage.

Offset mortgages work in a similar way but all your financial products are kept separate. This is useful because it can reduce the amount of interest you pay on your mortgage, hence minimising the sum you will pay in the long run.

Getting financial advice

Getting a mortgage is one of the largest investments that anyone is likely to make during their lives. For this reason it is very important that you seek professional financial advice from an independent adviser. While the advice on this site should be able to assist you in understanding the basics behind the various facets of mortgagedom, making the right decisions based on your personal financial situation is likely to be a mite trickier.

A financial adviser will be able to give you advice that is specific to your circumstances and inform you of all the advantages and disadvantages of different mortgages. If you're in need of an expert in the field of mortgages, click below to contact our affiliate mortgage experts. 

Click here for mortgage advice

The Financial Services Compensation Scheme

The Financial Services Compensation Scheme (FSCS) is a fund set up by the Government as a last resort for those owed money by insolvent firms.

All about financial services

The term financial services covers a number of areas within the world of money. Financial services describes many services which banks offer.

Does the Financial Services Authority work?

The Financial Services Authority (FSA) is the financial regulator of financial services in the UK and set rules for companies to follow.