Driving With No Insurance

Driving without insurance and the penalties

Under law, drivers are required to at least have third-party insurance prior to driving or even parking any vehicle on a public highway. Driving without insurance is therefore a serious offence which leaves you looking at a potential fine of up to £5,000 and 6-8 penalty points on your license, as well as facing an unlimited driving ban.

It is also possible for you to be convicted of driving without insurance if you permit another person to operate your vehicle when it is not insured or there is not sufficient insurance in place to cover them.

Due to the potential ramifications of being charged with driving without insurance, it is incredibly important that your case is fought properly and ensures that you have the greatest chance of proving that you had good reason to do so.

There are many grounds to defend yourself relating to such areas as lapsed or cancelled insurance policies, an expired MOT certificate, the use of company vehicles and a variety of mitigating circumstances. Your case need not be hopeless if you seek the help of a professional solicitor experienced in dealing with motoring law cases of this nature.

Our Find a Solicitor service can aid you in finding just such a solicitor. All you have to do is inscribe your details upon the form opposite and we will put you in touch with a road law expert capable of handling your defence with the care and attention to detail it requires. 

No insurance, no go

In accordance with the road traffic act of 1998, it is a legal requirement in the UK that all drivers are covered by some form of insurance policy.

The basic principles of road traffic law

Considering the number of cars that are on the roads today, it is essential that road traffic law and its array of areas in which law is required to regulate the drivers actions is in place. Without such regulation drivers would be in somewhat of a free for all.

Driving with no insurance

Driving with no insurance is a criminal offence in the UK. Anyone driving a vehicle in a public place in the UK must have an insurance policy in place which at least covers third party damages should you be involved in a traffic accident.