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lasting power of attorney (LPA)

An ordinary power of attorney is a legal document that lets you (the donor) appoint someone (the attorney), to make decisions on your behalf even if you still have the mental ability to do so for yourself. For example, it may be that you have difficulty with day-to-day tasks such as making the trip to the bank or you might be out of the country for long periods of time and want to give someone the power to look after your financial interests in your absence.

An Enduring Power of Attorney (EPA) allows the person to whom you have given such power (the donee) to continue to act on your behalf, even if you have lost your mental capacity, provided it is registered. But from October 2007 it will not be possible to create an EPA. They are being replaced by LPAs. These are likely to be more complicated to set up than the current simple EPA, so it may pay to create an EPA now rather than wait until October - we have a Word template document available for download now. We will have more details on LPAs and hopefully template documents available in October.

An LPA is similar to an EPA in that it continues to be a legal document even if at some point in the future, you lose the mental capacity to make decisions for yourself, perhaps due to illness or injury.

From October 2007, there will be two different types of LPA available to individuals wishing to make provision for the future:

Property and Affairs LPA that allows you to choose someone you trust to make decisions about how to spend your money and the way your property and affairs are managed. Once registered, and unless you have put a restriction on it, this type of LPA can be used by your attorney(s) straight away.

Personal Welfare LPA allows you to choose a person to make decisions on your behalf relating to your personal healthcare and welfare including decisions to give or refuse consent to treatment on your behalf and deciding where you live. These decisions can only be taken on your behalf when the LPA has been registered and you lack the capacity to make the necessary decision for yourself. This is similar to the current Living Will.

Whenever an attorney makes a decision under an LPA, by law they must act in the best interests of the donor who has given them the power.

If after October 2007, you want to make plans for the future, creating an LPA will allow you to choose one or more people to act as decision-makers. An LPA can be made by anyone aged 18 or over but can only be used once it has been registered with the Office of the Public Guardian.


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