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Q: I had a car on hire purchase; however, it was repossessed after missed payments. At the time, I was trying to sell it, as I believed that the car was valued at more than the debt. The car has now been taken, along with personal items still in the car. What are my legal options?
A: You should read through the terms and conditions in the hire purchase agreement, as they may be entitled to repossess the car, despite the remaining debt. Contact a finance company to see if there is an option to come to an agreement regarding payment. Speak to the bailiff regarding personal items in the vehicle and their potential return.
I recently purchased a new car and the insurer told me that I would be the first owner. I received the car but the car documents show that I am the second registered keeper of the car. I feel I have been mis-sold the car and that the seller has committed a breach of contract, as it is clearly not the case that I am the first keeper of the car. I specifically wanted a new car and have a video recording of the verbal contract stating the seller said this.
read more: I recently bought some turf from a seller who assured me it was good quality. I have found out that the turf is in fact defective for the purpose I bought it for. What right do I have?
read moreI went to a bar on my birthday and was severely intoxicated due to the amount of drinks being bought for me. I carried on buying drinks and despite my friends asking the bar staff to stop serving me they continued. I found that I had spent a large sum of money when I feel that I should not have been served by the bar staff. What do you advise?
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